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ICRMT Coverage

ICRMT Coverage 

Having the proper coverage to address the unique exposures of Illinois entities is another key to the success of ICRMT. We tailor our coverage to address specific risks faced by our members and offer the full line of coverage needed to protect public entities:

  • Auto
  • General Liability
  • Law Enforcement Liability, including Jail & Youth Detention Facilities
  • Public Officials & School Legal Liability
  • Employment Practices Liability
  • Property & Inland Marine
  • Crime, including Public Officials Bonds
  • Sexual Misconduct
  • Medical Malpractice, including Nursing Homes & Health Departments (excluding physicians, dentists, etc.)
  • Workers’ Compensation
  • Excess Liability Limits to $20 million
  • Environmental Liability and Flood & Earthquake Limits up to $100 million 

Only when the lawsuit is filed do most customers learn that the cheaper premium often meant less coverage than they expected.  Owned by its members, ICRMT has the coverage designed to protect them when they need it. 

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