Illinois Counties Risk Management Trust (ICRMT)

Illinois Counties Risk Management Trust

Since 1983, the Illinois Counties Risk Management Trust (ICRMT) has been the leader in providing insurance and risk management services to Illinois Public Entities. ICRMT offers a full line of coverage options including property, liability and workers’ compensation designed to meet the needs of First Dollar or Self-Insured clients.

Service highlights

Cost Containment Services

On-Site Risk Management Service and Training

Open-Door Legal Consultation

Specialized Public Entities Risk Managers

Who we insure:

  • Counties
  • Municipalities
  • Townships
  • Park Districts
  • Special Districts
  • Public School Districts
  • Community Colleges
  • Regional Offices of Education


  • Auto
  • General Liability
  • Law Enforcement Liability, including Jail & Youth Detention Facilities
  • Public Officials & School Legal Liability
  • Employment Practices Liability
  • Property & Inland Marine
  • Crime, including Public Officials Bonds
  • Sexual Misconduct
  • Medical Malpractice, including Nursing Homes & Health Departments
  • Workers’ Compensation
  • Excess Liability Limits to $20 million
  • Flood & Earthquake
  • Sales Tax Interruption
  • Unemployment Insurance
  • Cyber Liability


ICRMT’s integrated and specialized approach to loss control, claims and litigation can be tailored to fit the needs of your entity.  Members and potential members come to the ICRMT via their independent agent or broker.

For 35 years, this partnership has stood the test of time and has resulted in an annual member retention rate of at least 95% since inception.

Cost Containment Services:

  • Coordination between Claims and Risk Management teams to return employees to work when possible
  • Provider Networks to reduce medical costs
  • Nurse Case Management
  • Pharmacy Management partnerships to avoid abuse and waste

Risk Management Service Model:

  • On-site risk management service and training
  • Online training, policy and procedure resources, and in-house training modules
  • Open-door legal consultation
  • Law Enforcement policy development, staff training and legal updates through one of the nation’s leading law enforcement consultants
  • Specialized Public Entities Risk Managers for each member

Tailored Packages for Illinois Public Schools:

  • Safety committee development and supervisory personnel training
  • Hiring and management strategies
  • Department/facilities exposure analysis
  • Accident investigation training
  • Policy and procedure implementation
  • OSHA compliance
  • Bloodborne pathogens training

Learn how we can help

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